Dental Financing and Insurance Options in Spokane, WA

Receive the Dental Care You Need

Dental care is an important part of your health that should never be neglected. At Summit Family and Cosmetic Dentistry, we know it can be hard to finance the cost of dental care, so we want to make it easy and worry-free for you.

Discover your options with CareCredit, see which dental insurance we accept, and learn more about additional payment alternatives.

CareCredit® Dental Financing

carecredit logo

Here at our Spokane office, we work with a third-party financing company to help you finance you and your family’s dental care if you don’t have dental insurance. CareCredit can be used as a credit card and allows you to make low monthly payments for any of your dental treatments over a period of time.

With CareCredit, you may be eligible for a low-interest or interest-free financing options within a monthly deferment period. We’ve partnered with CareCredit to offer 6-month no-interest and low-interest loans.

You can easily apply for CareCredit online or with one of our team members at our office and find out if you’ve been approved immediately.

Dental Insurance

At our office in Spokane, we accept many dental insurance plans and we’ll work with you to make the most of your benefits. You can always call our office at (509) 466-1200 before your appointment to ensure your insurance is accepted.

Summit Family & Cosmetic Dentistry Spokane currently works with these PPOs:

  • Aflac
  • Asuris
  • Delta Dental
  • Humana
  • Principal
  • United Concordia
  • Aetna
  • Care Credit
  • Dentemax
  • MetLife
  • Regence
  • United Healthcare
  • Assurant
  • Cigna
  • Guardian
  • Premera
  • Careington

Frequently Asked Questions

What if I don’t have dental insurance?
Will dental insurance cover every procedure?
Do you offer interest-free financing?
What if I don’t have dental insurance?

Dental insurance isn’t a requirement to get treatment at our practice. It’s merely a convenience that helps many patients reduce the overall cost of their procedure. If you don’t have insurance, you’ll still have access to all the same treatment options as our insured patients — but it may cost you more out-of-pocket.

Will dental insurance cover every procedure?

Unfortunately, many dental procedures are only partially covered by insurance and others may not be covered at all. The amount of payment you receive for a given procedure can vary based on the terms of your plan and your chosen provider. Typically, cosmetic treatments and elective surgeries are the least likely services to be covered.

If you have any questions about your insurance coverage, don’t hesitate to ask a member of our team. We’ll be happy to help you maximize your benefits.

Do you offer interest-free financing?

Yes! We’re proud to work with CareCredit, the most popular patient financing program in the United States. They offer a variety of affordable payment plans for your convenience, including interest-free options within a limited payment window. If you’d prefer a longer payment window, low-interest plans are also available.

Applying for CareCredit online or over the phone is easy, and you’ll find out if you qualify instantly. Best of all, you won’t have to worry about any up-front costs or other hidden fees. Thanks to CareCredit, the dental care you need could be more affordable than ever before.

Additional Payment Options

We accept several methods of payment options for your convenience and dental needs, including:

  • Cash
  • Check
  • VISA
  • MasterCard
  • Discover
  • American Express

You can also make a payment online here at Summit Family & Cosmetic Dentistry to pay for your services.

A man with dark hair holding a toothbrush in one hand and holding his other hand up as if whispering